Health Insurance

Covers the cost of an insured individual’s medical and surgical expenses, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.

Personal Accident Insurance

Provides compensation in the event of bodily injuries, disabilities or death caused by accidents.

Workmen’s Compensation

Providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for the tort of negligence.

Travel Insurance

Cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.